It seems to be the prevailing notion among nearly everyone that the 'healthcare' bill currently in the Congress will institute some sort of 'universal system'.
Not quite. Of course, I'd have quite a bit more respect for Congress if they'd just go all the way if they absolutely must pass some sort of healthcare bill and just give us a universal system. It's not as if they listen to their constituency in any case.
The bill(s) currently being proposed will not create any kind of system at all; they will merely give more power to what we already have in place. The bills will mandate health insurance coverage for every man, woman, and child, in the US, and create a radically expanded Medicare-like program for those who cannot afford private health insurance (my family would be one of these families).
However, I do not believe this will solve the problem. The insurance companies are the problem, not the lack of government involvement. Insurance companies are corrupt from the bottom up. They deny coverage to many on a regular basis, sometimes for the most idiotic reasons. They jack rates on those who are 'at risk', and people still go bankrupt.
The current bills will only cause that corruption to spread wider, and will put yet more people at the mercy of the insurance companies. Furthermore, I believe some people will simply not get coverage, as they do now, because the fines imposed for the lack of insurance will be much less than getting the actual insurance.
So these bills will not be creating a 'universal system', and will not truly solve anything.